Chimat offers insurance products to individuals and businesses. We specialise in life insurance, income protection insurance, critical illness insurance and business-related life insurance products like key person insurance.
Many good and valid reasons exist for taking out a life insurance policy. Owning a policy provides you with great peace of mind and security.
Given the many life insurance products available today, one may be confused about which one is ideal for one’s loved ones and personal obligations.
There are several ways UK residents can obtain a life insurance quote.
Despite the importance of life insurance, many people are having difficulty choosing the right one, mainly because of the variations in life insurance coverage and the thousands of companies that offer cheap and affordable life insurance in the UK.
Fill out a short online form, and one of our professional insurance agents will provide you with a life insurance quote.
With life insurance quotes online, you can even do a comparative study before purchasing.
Please complete the form below to find out how much you can save.
Different companies have different rates on their products, and depending on your budget, you may opt to get reasonably priced life insurance or an extensive policy that provides you with more benefits at a premium price.
Access To A Broad Insurer Panel
Through a standard broker panel, we have access to all the major UK insurers, plus relationships with other regulated insurers that offer cover to people with more specific needs, including health issues and dangerous occupations.
It’s common for us to speak to people who have previously used shopping comparison websites and have signed up for unsuitable types of coverage or insufficient amounts of coverage.
There are many complex issues to consider when deciding what type of life insurance you need.
Do you have a traditional repayment mortgage? Do you plan on having a bigger family? Do you have other debts or liabilities like car finance or other significant monthly outgoings?
Our Non-Discriminatory Approach
Your policy choice is essential if you are a smoker or have a job that insurers may not like.
You might be a single Mum or Dad who has to consider what would happen if you were not around.
We can help you quantify and address all these issues to give you peace of mind that should something terrible happen to you, the provision for your family is in place, and nothing is overlooked.
You could have a very low-risk occupation with no health issues where you can access the very lowest premiums available, comparable to the cost of a takeaway coffee.
Do you currently have a life policy that you think is too expensive? This is also very common. Not only could your policy be incomplete, but you might have too much cover for your circumstances as your circumstances have changed or improved.
You may have inherited some money and paid off your mortgage – why would you need to pay for £500,000 of life insurance when a more modest £100,000 policy would be more appropriate?
Coverage For Risky Occupations And Hobbies
At Chimat Life, we understand that an adventurous lifestyle shouldn’t limit your access to life insurance.
Whether you’re engaged in risky hobbies like skydiving, rock climbing, or scuba diving or work in high-risk occupations such as construction, offshore drilling, or aviation, we offer tailored life insurance policies to suit your unique needs.
Click To Compare QuotesWe assess each case individually to provide affordable, comprehensive coverage, giving you peace of mind knowing that you and your loved ones are protected.
Our team of experts specialises in securing life insurance for high-risk individuals, ensuring that your passion for adventure doesn’t come at the expense of financial security.
Life Insurance For Pre-Existing Conditions
At Chimat Life, we believe everyone deserves access to life insurance, regardless of their health history.
We work closely with leading UK insurers to provide life insurance for those with pre-existing conditions.
Whether you’re managing diabetes, heart conditions, or other health challenges, we’ll ensure you receive coverage options that meet your unique needs.
Life Insurance For People Of All Ages
For people in their 30s, life insurance is a smart move to lock in low premiums while securing protection during key life events such as marriage, buying a home, or starting a family.
Life insurance is essential at every stage of life, offering financial security for loved ones. Securing life insurance quotes over 40 is wise, as premiums are lower, and coverage can help protect mortgages, family expenses, and future commitments.
- For 50-year-olds, life cover becomes important for managing outstanding debts and funeral costs or leaving a financial legacy.
- Many UK insurers offer tailored policies, including guaranteed acceptance options, making coverage accessible even for those with health concerns.
Over sixties life insurance remains valuable for final expenses, inheritance planning, or supporting a spouse.
If you are now in your seventies, life insurance after 70 can still help cover funeral costs or leave a legacy, with options like guaranteed acceptance plans offering coverage without medical exams.
Though premiums are usually higher, options like over-50s plans and whole-life policies provide lasting financial peace of mind. No matter your age, the right coverage protects your family’s future.
You might be a young adult considering life insurance. In that case, you’ll be pleased to hear that coverage can be available from around £5 per month and only slightly more if you smoke.
Are Online Life Insurance Quotes Accurate?
Since most people prefer to shop for insurance policies and similar products online, an increasing number of websites also offer free life insurance quotes.
Life insurance companies themselves provide most free life insurance quotes. At the same time, some websites possess a database of information about the different rates and products of life insurance policies across various companies.
Life insurance quotes generated from websites may offer more specific rates depending on the data you provide on the website.
There will be assumptions about you that the system will automatically fill out, but the price difference between the actual and generated life insurance quotations is minimal.
From £10,000 To £1.5m In Coverage Available.